Local banks have introduced a "Prestige-Plus" personal loan, specifically designed for Singaporeans who experience physical agony when a neighbour upgrades their car.

The 28% annual interest rate is a negligible cost for the brief, intoxicating high of looking wealthier than a secondary school rival.

Applicants are required to provide zero financial proof, as long as they promise to post at least three photos of their "luxury" lifestyle on Instagram weekly.

"I borrow fifty-thousand only to buy the gold watch and show my brother-in-law," said local debtor, Lim Kopi.

"If I don't show off, then people think I got no power, then I cannot talk big at coffee shop already, correct or not?"

Economists confirm that the national economy is now 40% comprised of people borrowing money to impress people they actually despise.

This cycle of debt ensures that while the wallet is empty, the facade of success remains aggressively polished.